Importance of Car Insurance

Most people these days get so excited when they buy a new car. They do a ton of research, do test runs of their dream car, and finally decided on a car to buy. That day is glorious when you bring home your new car and finally own it. While this is a fantastic day, most people don’t realize how important to have car insurance is.

I want to tell you a story of my friend who just brought a new Lexus SUV. She had a gorgeous car and was so excited to get out to drive it. She went over to her girlfriend’s house and she ended up getting in an accident. It was not a bad accident, but the car got totaled. While it was devastating to see her in state of distress over her car being ruined, it was even more devastating to find out she had no car insurance.

She told me she was so excited to get the car, that she did not spend the time to get car insurance. I told her about cheap car insurance from prior to the accident but she was just so excited to get on the road to test out her new car, that she didn’t bother listening to me.

After going through this accident, she realizes the importance of purchasing good car insurance. While you think an accident can’t happen to you, it most certainly can. I think to feel 100 percent confident driving, having good car insurance is a must. Car insurance provides insurance against physical damage and/or injury from your car resulting from  vehicle accidents. It is very good to be financially comfortable in the event of an accident, so make sure you research a good, reliable car insurance.

I do hope no one will ever have to file a claim with their car insurance company, but it is good to be prepared if need be!





*This is a partnered post. As always, all my opinions are my own and not swayed by an outside sources.

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  1. says

    Oh my, I didn’t know you could even purchase a car without Car insurance, I guess it depends on the State. Here if you have a loan, you have to have insurance. IF it’s paid for you have to have insurance on the other driver’s car. I believe it’s liability? Either way, how very very sad for your friend. I need to check out this insurance, see if it’s in our state and if it’s cheaper!

  2. says

    Your poor friend, that’s odd that she was able to register the vehicle without insurance.

    Anyhow, my husband was recently in a minor accident – I am so thankful for our insurance, the repairs were nearly $3000!

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